The Walters Agency
Get Covered By a Supplemental Insurance Policy
Supplemental insurance is designed for people who need extra coverage. Pay for expenses that are not guaranteed by your primary insurance provider. Cover the medical bills, lost wages or living expenses that get out of hand. Protect your peace of mind when you seek out this additional coverage.
Supplemental insurance is available to anyone who worries about dealing with unexpected expenses. Pile extra coverage onto your current medical, dental or life insurance plan. The costs depend on the type of policy and the number of people included. Anyone qualifies regardless of income or background. As the policy owner, change jobs without worrying about losing the benefits.
This plan is beneficial for certain individuals like self-employed workers and families. Medicare recipients need extra coverage when they have bills not paid for by Medicare. They need more reliable and longer lasting solutions to their healthcare needs. Know the precise conditions when you take out this supplemental policy. You receive coverage only for the specific problems listed on the policy. The amount you receive depends on the severity of the situation.
There are different forms of a supplemental policy to consider. The hospital indemnity option gives you cash benefits in case you become hospitalized. Receive benefits if you become afflicted with a specific disease. If you are dealing with a severe injury or death, look for accidental death and dismemberment (AD&D) coverage. Protect your savings in case of blindness or an amputation.
Even though health insurance costs are becoming more affordable, you still need to review the options. Look at the full benefits of obtaining additional insurance. Even if a standard insurance plan covers medical bills, you may need another plan that covers lost wages as you struggle with an at-home recovery. Look at the good points of using a fully secure supplemental policy.